Steps to Take Now for a Safer, More Enjoyable Winter - Paul & Dixon Insurance

Steps to Take Now for a Safer, More Enjoyable Winter

We New Englanders are a hardy bunch. When it comes to winter hazards, we tend to take things as they come. But taking a few precautions now can keep you, your family, and your guests safer this winter and reduce liability issues:

  • Make sure your steps, porch, and front walk are in good shape; repair loose bricks, slabs or boards.
  • Make sure outside lights work. If they are on timers, set them to go on earlier.
  • Check shovels to be sure they are in good working order.
  • Make sure you have rock salt on hand. (Freezing temperatures are just around the corner!)
  • Secure outside furniture and other objects that you do not store inside.
  • Remove window air conditioners and cover outdoor air conditioning units.
  • Seal around windows and doors to eliminate drafts.
  • Check your roof to make sure all shingles are in good shape and firmly in place. Consider purchasing a roof rake. Heavy, wet snows—common in the South Coast area—can cause roof collapses.
  • Clear leaves and debris away from vents and trim back shrubs; you’ll need access to vents later to clear snow away from them.
  • Make sure fuel-burning appliances, such as hot water heaters and gas dryers, are properly sealed and ventilated.
  • Have your furnace and chimney professionally inspected.
  • Test your carbon monoxide and smoke detectors to be sure they are in working order; if you haven’t changed the batteries in a while, do it now.
  • If you plan to hire someone to shovel your walkway or driveway, clarify the terms of your agreement. (Will you need to call them before they’ll come? Will they be available all winter?)
  • Have you recently moved? Check local laws regarding your snow removal responsibilities. If you learn that you are required to shovel a sidewalk in front of your home, for instance, you might be inclined to hire someone to shovel for you.
  • If you hire someone to plow your driveway, be sure to check references (if they are a new hire). Ask for your contract now and review it to make sure that liability is not transferred from the plow driver to you.

Paul & Dixon is here to help!

If you have questions about your Home Insurance coverage, contact us to schedule a no-cost policy review


Fax: 508-990-1784

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388 County Street
New Bedford, MA 02740


4436 Acushnet Ave
New Bedford, MA 02745