Now is a good time to review your home insurance coverage. The cost to construct a home rises year after year, so you may be surprised how much it would cost to rebuild your home in the event of a fire or another disaster.

We can help you determine a good current estimate to rebuild your home so that you’re not left under-insured.

You also want to make sure you’ve opted for the replacement value of important household possessions, and those expensive items such as collectibles, watches, and jewelry, and art are separately “scheduled” for their actual worth.

Any New Renovations? 

Also, did you do any renovations this past year or add a pool over the summer? These are things you want to let us know about to ensure you have the proper coverage in place. If you have a pool, consider asking us about excess liability coverage.

Many Carriers & Discounts Available 

We can also make sure you are receiving all the current discounts available, as well as assess your options across a number of well-regarded carriers. Paul & Dixon works with over 20 of the strongest carriers in the nation.

Setting Your Deductible 

We can help determine an appropriate deductible for your budget. A deductible is a smart choice for many homeowners, as it noticeably lowers the annual premium with limited additional risk.

Finally, we also can review with you your current circumstances to determine if your policy should be changed to reflect your current needs.

We’re here to help. Now is a great time to give your home insurance a check-up! Just give us a call or send us an email.